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Stop losing quarters to bank security reviews.

Fintech deals don't die at the demo. They die four weeks later, in the 300-question vendor questionnaire the prospect's bank sent back. The Targhee agent turns that into a two-day review — every answer cited from your SOC reports, PCI attestations, and past bank responses, with your team approving before it goes out.

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Bank Vendor Security Review
312 questions · Bank X custom workbook
AI Complete
284 / 312 auto-completed Avg confidence 93%
Describe your PCI DSS scope and current certification.
PCI DSS Level 1 Service Provider. Current AOC attached (issued Dec 2025, Qualified Security Assessor).
PCI AOC 2025 · §2 · Trustwave
98%
List all subprocessors with access to cardholder data.
Stripe, AWS (KMS-encrypted), Datadog (metadata only). Full chain with DPAs.
Subprocessor List · §3 · updated 2 weeks ago
96%
What is your breach notification SLA for cardholder data?
Incident response plan per PCI 12.10. Policy needs 2025 update to reflect NYDFS 72-hour rule.
Security Policy v3.1 · §11 · review pending
58%
2–3d
Avg turnaround
per bank review
95%+
First-pass
AI accuracy
12+
Fintech frameworks
out of the box
75%
Never arrive
with Trust Center
§ 01 — The problem

Bank security review is the long pole on every fintech deal.

Your prospect's procurement team sent a 300-question vendor questionnaire four weeks ago. Your staff engineer is still answering it. The deal doesn't close until this does — and every bank has their own template, their own framework stack, and their own evidence bar.

What banks are asking

Custom 300-question workbooks. Per bank. Per renewal.

Not SIG Lite. Not CAIQ. A bank-built questionnaire with its own taxonomy, answer formats, and evidence requirements — rebuilt per bank, re-asked at every annual review.

PCI scope, SOC 1 controls, subprocessor DPAs, breach SLAs, incident response playbooks, bank-specific addenda. Multiply by 4–8 active bank deals in any given quarter.

PCI DSS 4.0.1 SOC 1 + SOC 2 HITRUST CSF FFIEC CAT NYDFS Part 500 Bank-specific addenda
Why it slips quarters

Security review adds 4–8 weeks you don't have.

Your staff engineer copies answers from last quarter's Bank of [X] response into this quarter's Bank of [Y] spreadsheet. Senior engineering time goes to formatting, not shipping features that move ARR.

Miss a quarter and the buyer's budget rolls forward. The bank's risk committee meets monthly. One missed window pushes the deal two quarters. Sales forecast slips, board commitments get awkward.

4–8 wk reviews ~40 hrs/review Per-bank template SharePoint hunts Quarters slip
§ 02 — The approach

Two strategies for bank deals. One platform.

Answering bank questionnaires in 2–3 days matters. Stopping the bank from sending one at all matters more. Targhee does both — and they share one fintech-aware knowledge base underneath.

Strategy 01

Deflect: publish the bank answers before they ask.

A Trust Center with your SOC 2, PCI AOC, subprocessor list, and bank-facing FAQ — NDA-gated. Most bank questionnaires are procurement confirming these artifacts exist. Show them first and the 300-question workbook often never gets sent.

  • SOC 2, PCI AOC, and subprocessor list in one NDA-gated page
  • Bank-facing FAQ answers the top 40 vendor review questions
  • Access logs surface which bank is reviewing — before the deal call
−75%
Fewer bank questionnaires · 90 days
Explore Trust Center →
Strategy 02

Automate: answer the rest with citations.

When a bank questionnaire does arrive, Targhee's AI drafts every answer from your SOC 2, PCI AOC, policies, and past bank responses — each line cited and confidence-scored. Your security lead reviews flagged answers, approves the rest, exports in the bank's format.

  • Citations back to your SOC 2, PCI AOC & past bank responses
  • Confidence score flags low-confidence answers for SME review
  • Exports in the bank's format — Excel, OneTrust, Whistic, PDF
2–3d
Avg review · per bank questionnaire
Explore Questionnaire Automation →
§ 03 — Under the hood

Built for the parts of bank review that actually trip you up.

The bank's proprietary template. The framework stack they layered on top. The evidence bar every procurement team holds. Here's how Targhee handles the two hardest parts of fintech security review.

Template handling

Every bank's template, parsed and preserved.

Banks send questionnaires in five formats: their own Excel workbook, OneTrust portal, Whistic link, Process Unity assessment, or a custom PDF. Targhee parses each one, answers in context, and exports in the same format the bank expects.

  • Proprietary Excel — tabs, merged cells, dropdown-restricted columns preserved
  • OneTrust, Whistic, Process Unity, Vendict, SecurityScorecard portals
  • PDF questionnaires — OCR'd and structured into answerable line items
  • Export matches the template the bank sent — no manual reformat step
Active Bank Reviews
5 banks · 4 formats · 2–3d avg
On track
T5
Top-5 US Bank
OneTrust portal · 312 Qs
94% drafted US
GC
Global Commercial Bank
Proprietary Excel · 287 Qs
In review US
RB
Regional Bank
Whistic link · 185 Qs
Drafted US
EB
European Banking Group
Custom PDF · 240 Qs
OCR'd UK
AS
Asset Servicing Bank
Process Unity · 165 Qs
Drafted US
Framework coverage

Every fintech framework on the bank questionnaire.

Fintech questionnaires draw from formal standards, bank-specific layers, and state-level regulations. Targhee's knowledge base stays current on every framework your bank buyer references — so you don't have to track them all yourself.

  • PCI DSS 4.0.1 — full control mapping with AOC handling
  • SOC 1 Type II + SOC 2 Type II — separate coverage for both
  • NYDFS 23 NYCRR 500, GLBA, state-level privacy — layered automatically
  • FFIEC CAT + HITRUST CSF — for deeper bank and insurtech reviews
Fintech framework coverage
12 frameworks · auto-updated
PCI DSS 4.0.1Payments
SOC 1 Type IIFinancial ctrls
SOC 2 Type IITrust services
ISO 27001ISMS
HITRUST CSFInsurtech
NIST CSF 2.0Cyber posture
FFIEC CATBank superv.
NYDFS 500NY fin svcs
SIG Core / LiteVendor assess
CAIQ v4Cloud controls
GLBA SafeguardsUS fin privacy
CCPA / GDPRData privacy
§ 04 — Who it helps

Every team dragged into bank security review.

Bank questionnaires cross sales, security, and legal. Each of them gets pulled into every review. Targhee compresses the workflow for all three — without changing the review or approval authority any of them need.

§ 05 — Questions

What fintech security leaders ask us first.

Common fintech questions.

Specific to your bank template, your PCI scope, or a security review currently stuck in your pipeline? Bring it to the demo — we'll walk through it live on your actual documents.

Book a demo →
Vanta and Drata are compliance platforms — they handle continuous control monitoring and audit prep. Targhee handles the bank-questionnaire workflow that sits downstream of that. Most of our fintech customers run Vanta or Drata for SOC 2 and Targhee for the bank-questionnaire layer. The two don't compete.
Yes — that's the most common format in fintech. Targhee parses arbitrary Excel structure (nested tabs, merged cells, dropdown-restricted answer columns) and preserves it on export. Same for PDF-based questionnaires and portal assessments (OneTrust, Whistic, Vendict, Process Unity, SecurityScorecard).
Your uploaded documents live in an isolated tenant — no cross-customer data mixing, no model training on your content, encryption at rest and in transit. RBAC is included on all paid plans; SSO is available on paid plans. Private deployment is available on Enterprise. We're happy to walk through architecture on the call.
Every answer includes a source citation back to your actual document — SOC 2 report, PCI AOC, security policy, past bank response — plus a confidence score. Low-confidence answers surface first in the review queue. Nothing goes out without human approval. If the source isn't in your knowledge base, Targhee flags the gap rather than inventing something.
At 30 questionnaires averaging 35 hours each at fully-loaded senior engineering rates, you're looking at ~$105K/yr in hidden labor — not counting the deals that slip because of slow turnaround. Targhee starts at $12K/yr flat. The math isn't close.
Supported. Targhee's knowledge base handles NYDFS 23 NYCRR 500, California DFPI requirements, and the broader state-level financial services privacy patchwork (GLBA, state-specific insurance commissioner requirements). We'll walk through your specific regulatory footprint on the call.
Yes — and this is actually common. Many early fintech teams get hit with a bank questionnaire before they have a formal SOC 2. Targhee helps you answer honestly and defensibly using whatever documentation you do have (architecture docs, policy drafts, vendor attestations), flags where SOC 2 evidence would strengthen your response, and gives you a paper trail that accelerates your actual SOC 2 work later. Pair us with Vanta or Drata to run both workstreams in parallel.

Bring a bank questionnaire to the demo.

Send us whatever bank vendor review is currently stuck in your pipeline. We'll run it through Targhee live on your actual documents — SOC 2, PCI AOC, past responses — so you can compare the output to what your team would draft manually.

3 free questionnaires · 20-minute demo